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estou tentando usar a API de Transferencia PIX "estou recebedo vazio como retorno"

Ola tudo na paz, alguem saberia me ajudar com esse problema.
estou usando a linguagem PHP.

$curl = curl_init();

    curl_setopt_array($curl, [
        CURLOPT_URL => "https://secure.api.pagseguro.com/transfers",
        CURLOPT_RETURNTRANSFER => true,
        CURLOPT_ENCODING => "",
        CURLOPT_MAXREDIRS => 10,
        CURLOPT_TIMEOUT => 30,
        CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
        CURLOPT_CUSTOMREQUEST => "POST",
        CURLOPT_POSTFIELDS => json_encode([
            'amount' => [
                'value' => 100,
                'currency' => 'BRL'
            ],
            'instrument' => [
                'type' => 'PIX',
                'pix' => [
                    'key' => 'chavePix'
                ]
            ],
            'description' => 'Teste transferencia pix',
            'reference_id' => 'teste5624364',
            'notification_urls' => [
                'https://webhookUrl/41cf900f-110d-4033-9cce-f32164071c5a'
            ]
        ]),
        CURLOPT_HTTPHEADER => [
            "Authorization: Bearer " . $this->accessToken,
            "Content-type: application/json",
            "accept: application/json"
        ],

        CURLOPT_SSLCERT => Storage::path($this->pathPem),
        CURLOPT_SSLKEY => Storage::path($this->pathKey)
    ]);

    $response = curl_exec($curl);
    $err = curl_error($curl);

    curl_close($curl);

    if ($err) {
        echo "cURL Error #:" . $err;
    } else {
        echo $response;
    }